What should I say my trust funds should and shouldn't be used for?

Kris Kluver's Letter of Wishes template, in The Dysfunctional Family Office, walks founders through this exact section. Two prompts side by side. What trust funds should be used for. What trust funds should not be used for. Most founders find the first easier than the second. Education. Healthcare. Building a home. Supporting a venture. Supporting a spouse and kids. Philanthropic impact. The second list is harder because it requires saying the things you hope your kids never use the money for. Lifestyle drift. Substance dependency. Opting out of meaningful work entirely. The template also includes prompts on financial investments in family business, decision-making process for the family, conflict resolution, outside advisors, and philanthropy. Each section is a guide, not a rulebook. The kids read these as the founder's intentions and use them when making decisions. The Letter doesn't enforce the lines. The kids do, because they understand the founder's reasoning.