What is a Trustafarian and why are wealthy parents so afraid of raising one?

Kris Kluver, in The Dysfunctional Family Office, names this the Trustafarian. Rich kid. No drive. No accountability. Possible addiction issues. A drift through life with no purpose. The family nightmare. The fear of raising one is real because the pattern is real. Wealth without preparation regularly produces exactly this outcome across UHNW families. The deeper issue isn't that the Trustafarian exists. It's that the fear of raising one drives most founder overcontrol behavior. Founders set up rigid trust structures, withhold context, and overmanage their adult kids specifically because they're trying to prevent this outcome. The overcontrol then produces a different set of problems, including disengaged heirs, suppressed Shadows, and Reluctant Heirs trapped in roles that don't fit. The fix isn't more control. It's the explicit clarity, education, and purpose work that prevents the pattern in the first place.